The man turns around, curiosity getting the better of him. "Oh, really? Tell me, what does my tip say?"
"Well, this penny tells me you're a thrifty man."
Barely able to conceal his pride, the man utters, "Hmm, true enough."
"And this penny, it tells me you're a bachelor."
Surprised at her perception, he says, "That's true, too."
"And the third penny tells me that your father was also a bachelor."